We can always pay for it later - YOLO (right?).

We can always pay for it later – YOLO (right?).

To most people our age, frugal is just another four-letter word. It’s not cool to be frugal, it’s too much effort to be frugal and we’re going to miss out on all the best things in life if we’re frugal – you know, YOLO. Well that’s just a load of crap.

There is more than one level of frugality. There are many people who take it to extremes: they live on $1,000 a month, and were able to retire after 8 years of working. I think that’s awesome, but that’s not necessarily what we’re going for here. This blog’s position on frugality is that you should save and optimize where you can, so you can spend on what’s important to you. If that happens to be early retirement, then great. If that happens to be an international vacation every month, then that’s great too. We’re not here to judge your goals, we’re hopefully just going to give you some tools to help you reach those goals.

So as you read through this blog, hopefully you pick up some good tips. If you have any questions about what you’re doing and how you can improve it, feel free to let me know – I am always looking to help people achieve their goals.